Benefits Of Home Ownership
Plain and simple, owning a home can improve your quality of life, provide stability and give you a sense of control you just can't get from renting. You have a place to live when you rent, but buying is something much deeper – and better.
The intangibles are tough to measure, but there are other benefits you can quantify:
Financial investment:
Your monthly mortgage payment creates equity for you, not your landlord.
The interest on your mortgage is a tax deduction:
While this isn't a reason in itself to buy a home, it's nice to get a break at tax time.
Fixed monthly housing payment:
If you opt for a fixed-rate mortgage, the monthly rate of your mortgage won't change for the length of the term.
Tax-free gain:
When it's time to sell your home, you don’t pay taxes on the proceeds of the sale that are above what you paid (with some restrictions – see information on capital gains).
TIP:
Look for a house you can stay in long-term; one that will “grow” with your family and needs. The financial benefits of owning increase over time.Look for an agent who understands your lifestyle. Make sure the agent knows the neighborhoods you're interested in, and can answer questions you'll have about the location.
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Local Expert Updates
Brooke Jones
Cell: 641.420.2172
Janie Eick
Cell: 712.339.0574
Aaron Jones
Cell: 712.320.9442
Leah Hilpipre
Cell: 712.832.0051Community Updates
Dickinson County Nature Center
A place for all ages, the Dickinson County Nature Center is a place that provides learning about nature, animals, and the environment. With many events for the community throughout the year, locals and tourists alike are sure to enjoy a fun time here. The ever popular Bee and Butterfly festival is a blast for kids, and kids at heart. We've enjoyed releasing a monarch butterfly, learning about different insects, and hearing about how bees make honey. They also provide classes for toddlers and kids to learn more about animals and nature. We always have fun checking out the animals they have at the Nature Center, and learning more each time we go.
Haywards Bay
Haywards Bay on West Lake Okoboji boasts low approaches and one of the few areas on West Lake to offer sand beaches. Renowned for the "bay of the flags", you will know you are in Haywards bay because of the all the American flags on the end of the docks. Fishing is great in Haywards Bay and the sunsets are one in a million. To get to Haywards Bay by car, one would drive the east side of the lake on Lakeshore Dr.
St. Patrick's Day!
Check out Emmetsburg for your St. Patrick's Day celebration! You may just be surprised what a great location this is for some fun. It was even featured among the 10 most surprising places to celebrate St. Patty's!. See for yourself below!