How Much For My Down Payment?
Down payments for homes can range from 5 to 20 percent of the purchase price, depending on the type of product you are eligible for.
If a low credit score is making it hard for you to get a loan, take action to improve your situation. Your agent will provide advice, and you can also check out the tips on improving your credit score on MyFico.com.
Several websites can help you check your credit score. Visit annualcreditreport.com for a free annual credit report from each of the major reporting agencies. For just your FICO score, which is most often used by lenders to gauge your risk level, you can visit MyFico.com.
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Local Expert Updates
Kymm Jones
Cell: 712.320.6737Community Updates
The Outrigger
One of the area's best! The Outrigger serves fine food with an elegant, charming atmosphere. The menu has a variety of food options, but the Outrigger is well-known for their steak and seafood. Weekend specials are offered as well as prime rib on Friday and Saturday nights. A great neighborhood bar and restaurant!
The Bear
The Bear is an eclectic little coffeehouse and wine bar nestled in Spencer. The bear serves amazing breakfast, lunch and dinner year round, as well as beer, wine, and of course, the finest coffee. It has a casual, comfortable setting, sure to keep you coming back for more. Its also great for meetings, work events, or just a nice spot to meet friends. They host events, local live entertainment, and more; they're very involved in their community.
Barn Swallow
Barn Swallow in Okoboji is a unique little gift shop, that is a must go to when visiting the area. With so many things to buy, its hard to even see everything in just one visit! Barn Swallow offers handmade jewelry, home decor, paintings, baby gifts, children's gifts, cards, purses, clothing, books, and so much more! The women that run this awesome little shop also take in stray cats to be adopted! These little kittens are sure to give you a smile while you see them running through the gift shop. We never fail to find something perfect for a gift at Barn Swallow, and for our own home!